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Simple from start to finish

How It Works

From sign-up to your first purchase on installments, in four simple steps.

  • 0% interestNo hidden fees
  • Easy monthly installmentsSpread the price over months
  • Verified shopsEvery shop is checked first
  • You confirm deliveryThe shop is paid after you confirm

1. Sign up

Download the app and sign up with your mobile number. We text you a one-time code to confirm it.

2. Verify your identity

Take photos of your CNIC and a selfie. Once you are verified, your Mini-Bank account opens.

3. Get your limit

Link your bank account securely. We look at your account history to set your spending limit.

4. Shop and pay monthly

Choose products online or in store, pick your plan and confirm with your PIN. Then pay each installment from your Mini-Bank account — with 0% interest.

Shop on 0% installments

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